Much more than culture, technology and leisure.
Make monthly payments from €5/month1 with the deferred (revolving) payment option.
Find out more about the revolving payment method. Here.
Pay for your purchases in instalments: you can defer a specific purchase over 3, 6, 10 or 12 months².
You can also decide how you want to pay in our FNAC stores: In 3, 20 or 36 months.3 Remember that you can also ask for other options in our shops. You choose!
You can also pay it all off at the end of the month in a single payment.
Convenient:
With the FNAC Credit app, you can manage all your card admin. Download it from the App Store or Google Play!
If you prefer, you can go to your favourite FNAC store or call 900 101 181. (Monday to Saturday from 9 a.m. to 9 p.m.).
The more you use it, the more you save:
You earn 0.5% of everything you buy outside FNAC on your member card.
Wherever and whenever you want:
You can use it at FNAC and in any other physical or online store in the world.
Take out cash:
And also...
It's free for FNAC members!
With no issuance or maintenance fees.
*Use it securely thanks to the Free Travel Accident Insurance and the optional Payment Protection Insurance.4
Enjoy all the advantages it offers to help make your day-to-day better.
Go here to see an EXAMPLE of the financing contract you will have to sign if you're interested in taking out this card.
Fast: You'll pay for your stuff in a flash.
Easy: The most convenient way to use your card.
Secure: It uses a unique device number and transaction code.o.
Privacy: It doesn't save details from your transactions that can identify you
If you have iOS, pay with Apple Pay. See how to register your card here. If you have Android, pay through FNAC Credit. See how to register your card here.
Advertising: * The FNAC VISA card is issued by the hybrid payment institution CaixaBank Payments & Consumer, E.F.C., E.P., S.A.U. and is subject to its approval. The system chosen by the institution to protect payment service users' funds is to deposit them in a separate bank account opened with CaixaBank, S.A.
(1) Choose your monthly payment (minimum of €5), provided this amount is not lower than the minimum monthly amount we set to make sure the payment of your debt is not drawn out. The conditions for this minimum payment are those set out in the INE and in the contract, and you will see it calculated in your website customer space or app, as well as in your monthly statement, depending on the amount drawn down. The deferred (revolving) payment option consists of paying for the full amount of the credit used in monthly instalments with interest. Representative example calculated for repaying credit drawn down of €1,500 on 01-04-2023 (total amount of the credit) with the deferred payment method over 48 months (first effective payment on 01-05-2023): NIR: 21.72%, 24.02% APR. Total amount owed: €2,257.49. Total cost of the credit (interest payment): €757.49. Monthly instalments: 47 instalments of €47.03 and a final instalment of €47.08. French repayment system. The foregoing assumes that no new transactions are made that increase the card's outstanding balance and that the debt is formalised at the beginning of the period.
(2) Monthly payments: 3. 3% service fee payable in the first monthly instalment. Minimum amount: €30. 0% nominal interest, 19.77% APR. Representative example for a deferred purchase of €1,500 ( total credit): first payment: €545; remaining: €500; interest-free; total amount owed: €1,545; Total cost of the loan: €45. Monthly instalments: 6. Minimum amount: €60. NIR 14.95% APR 16.01%. Representative example for a deferred purchase of €1,500 ( total credit): 6 payments of €261.01; total amount owed: €1,566.06; Total cost of the loan: €66.06; Interest: €66.06. Monthly instalments: 10. Minimum amount: €100. NIR 14.95% AER 16.01%. Representative example for a deferred purchase of €1,500 ( total credit): 10 instalments of €160.47; total amount owed: €1,604.70; total cost of the credit: €104.70; Interest: €104.70. Monthly instalments: 12. Minimum amount: €120. NIR 14.95% AER 16.01%. Representative example for a deferred purchase of €1,500 ( total credit): 12 instalments of €135.35. total amount owed: €1,624.20; Total cost of the loan: €124.20; Interest: €124.20.French repayment system.
(3) Monthly payments: 3. Minimum amount from €99. Maximum amount up to €399. 0% NIR, 0% APR. Representative example for a purchase of €399 (total credit). 3 payments of €133. interest-free; total amount outstanding and total price in instalments: €399; Total cost of the loan: €0. Monthly instalments: 20. Minimum amount from €399. NIR 19.80%, APR 21.70%. Representative example for a purchase of €1,500 (total credit). 19 Instalments of €88.67; final instalment of €88.57. total amount outstanding and total price in instalments: €1,773.30; total cost of the credit and interest: €273.30. Monthly instalments: 36. Minimum amount from €599. NIR 19.80%, APR 21.70%. Representative example for a purchase of €1,500 (total credit). 35 payments of €55.59; final instalment of €55.72; total amount outstanding and total price in instalments: €2,001.37; total cost of the credit and interest: €501.37. The APR can vary depending on the term.French repayment system.
(4) Information subject to policy terms and conditions Insurance policy from VidaCaixa, S.A.U. de Seguros y Reaseguros, with tax ID no. A-58333261 and SegurCaixa Adeslas, S.A. de Seguros y Reaseguros with tax ID no. A-28011864. If the insurance operation is contracted, CaixaBank Payments & Consumer, E.F.C., E.P., S.A.U. will act as an intermediary when arranging the insurance product as an associate banking and insurance operator of VidaCaixa, S.A.U. de Seguros y Reaseguros, SegurCaixa Adeslas, S.A. de Seguros y Reaseguros and Metlife Europe D.A.C.Branch in Spain, and it is entered in the Register of Insurance and Reinsurance Distributors of the Directorate-General for Insurance and Pension Funds with number OV0077, as can be verified by consulting this body, whose registered address is Paseo de la Castellana, 44, (28046) Madrid, telephone 91 339 70 00, www.dgsfp.mineco.es. CaixaBank Payments & Consumer, E.F.C., E.P., S.A.U., has arranged with the insurance company Caja de Seguros Reunidos, Compañía de Seguros y Reaseguros, S.A., with Tax ID No. A28013050, the relevant policy for professional civil liability to cover any responsibilities that may arise due to professional negligence, subject to the provisions of current legislation, and has sufficient financial capacity in accordance with current legal requirements. The insurance is optional and the monthly premium is the result of applying 0.80% to the balance drawn down on the card. The cost of the insurance, which is voluntary, is not included when calculating the APR as it is not mandatory.
View your contract for the conditions of use of the revolving deferred payment card for future use. CaixaBank Payments & Consumer, E.F.C., E.P., S.A.U., Avenida de Manoteras nº 20. Edificio Paris. 28050. Madrid. RI44780.
Accede aquí si quieres ver un EJEMPLO del modelo de contrato de financiación que deberás suscribir en caso de estar interesado en la contratación de esta tarjeta.
