Advertising: *The MediaMarkt VISA is issued by the hybrid payment institution CaixaBank Payments & Consumer, E.F.C., E.P., S.A.U. and is subject to its approval. The system chosen by the institution to protect payment service users' funds is to deposit them in a separate bank account opened with CaixaBank, S.A.
1. You can only enter the Crazy Wheel draw for purchases under or equal to €300 and on the same day of purchase.
2. Choose your monthly payment (minimum of €5), provided this amount is not lower than the minimum monthly amount we set to make sure the payment of your debt is not drawn out. The conditions for this minimum payment are those set out in the INE and in the contract, and you will see it calculated in your website customer space or app, as well as in your monthly statement, depending on the amount drawn down. The deferred (revolving) payment method consists of paying for the entire credit used in monthly payments, with interest. Representative example calculated for repaying credit drawn down of €1,500 at MediaMarkt on 01-04-2023 (total amount of the credit) with the deferred payment method over 48 months (first effective payment on 01-05-2023): NIR 18.95% APR 20.69%. 47 instalments of €44.81. Final instalment of €44.89. Total amount owed: €2,150.96. Total cost of the loan: €650.96 Interest: €650.96. Representative example calculated for repaying credit drawn down of €1,500 outside MediaMarkt on 01-04-2023 (total amount of the credit) with the deferred payment method over 48 months (first effective payment on 01-05-2023): NIR: 21.72% APR 24.02%. Total amount owed: €2,257.49. Total cost of the credit (interest payment): €757.49. Monthly instalments: 47 instalments of €47.03 and a final payment of €47.08. French repayment system. The above assumes you do not make any new purchases that increase the card's outstanding balance and that the debt is formalised at the start of the period.
3. For 3 months, minimum amount: €30; 0% NIR; 19.77% APR; cost of the service 3%, payable in the first instalment. Representative example for a deferred purchase of €1,500 (total credit), first instalment: €545; remaining: €500; interest-free; total amount owed: €1,545. Total cost of the loan: €45. In 6, 10 and 12 months, minimum amount: €60, €100 and €120, respectively. NIR 14.95; 16.01% APR. Representative example for a deferred purchase of €1,500 (total amount of credit), 12 payments of €135.35; total amount owed: €1,624.20. Total cost of the loan: €124.20. Interest: €124.20. French repayment system. The applicable APR and NIR vary depending on the repayment period chosen.
4. Information subject to policy terms and conditions Insurance policy from VidaCaixa, S.A.U. de Seguros y Reaseguros, with Tax ID No. A-58333261 and SegurCaixa Adeslas, S.A. de Seguros y Reaseguros, with Tax ID No. A-28011864. CaixaBank Payments & Consumer, E.F.C., E.P., S.A.U. will act as an intermediary when arranging the insurance product, as an associate banking and insurance operator of VidaCaixa, S.A.U. de Seguros y Reaseguros, SegurCaixa Adeslas, S.A. de Seguros y Reaseguros and Metlife Europe D.A.C. Branch in Spain, and it is entered in the Register of Insurance and Reinsurance Distributors of the Directorate-General for Insurance and Pension Funds with number OV0077, as can be verified by consulting this body, whose registered address is Paseo de la Castellana, 44, (28046) Madrid, telephone 91 339 70 00, www.dgsfp.mineco.es. CaixaBank Payments & Consumer, E.F.C., E.P., S.A.U., has arranged with the insurance company Caja de Seguros Reunidos, Compañía de Seguros y Reaseguros, S.A., with Tax ID No. A28013050, the relevant policy for professional civil liability to cover any responsibilities that may arise due to professional negligence, subject to the provisions of current legislation, and has sufficient financial capacity in accordance with current legislation. The insurance is optional and the monthly premium is the result of applying 0.80% to the balance drawn down on the card.