MEDIAMARKT CLUB CARD

Advertising:

*The MediaMarkt Club VISA card is issued by the hybrid payment institution CaixaBank Payments & Consumer, E.F.C., E.P., S.A.U. and is subject to its approval. MediaMarkt Club services available for holders of the MediaMarkt Club VISA card. See the other conditions of the MediaMarkt Club at https://specials.mediamarkt.es/mediamarkt-club. The system chosen by the institution to protect payment service users' funds is to deposit them in a separate bank account opened with CaixaBank, S.A.

1. Refund for a purchase at MediaMarkt. The €5 discount is activated through the MediaMarkt Club App within 90 days following the date of approval of the MediaMarkt Club Card.

2. Refund for a purchase at MediaMarkt. The €8 discount is activated through the MediaMarkt Club App within 30 days after the birthday.

3. You can participate from 00:01 on the day the purchase was made at MediaMarkt, until 23:59 CET on the 20th of each month.

4. All MediaMarkt Club members who purchase through the www.mediamarkt.es website with the MediaMarkt Club Card are eligible for free shipping once a year per customer on orders below €12.90.

5. Choose your monthly instalment, with a minimum of €5, provided that this instalment is not less than the minimum monthly amount we set to prevent your debt from getting longer over time. The conditions of this minimum instalment are set out in the INE and in the contract and you will see it calculated in your web client space or app, as well as on your monthly statement, depending on the amount you have drawn down. The revolving payment method consists of paying interest on the entire amount of credit used, in instalments, in monthly instalments. Representative example calculated to repay the credit drawn down of €1,500 within MediaMarkt on 01-04-2023 (total amount of credit) in 48 months (first instalment effective 01-05-2023): NIR 18.95 % APR 20.69 %. 47 instalments of €44.81. Last instalment of €44.89. Total amount owed: €2,150.96. Total cost of the loan: €650.96 Interest: €650.96. Representative example calculated to repay the credit of €1,500 drawn down outside MediaMarkt on 01-04-2023 (total amount of the credit) deferred over 48 months (first instalment effective 01-05-2023): NIR: 21.72 % APR 24.02 %. Total amount owed: €2,257.49. Total cost of the loan (interest payments): €757.49. Monthly instalments: 47 instalments of €47.03 and a final instalment of €47.08. French amortisation system. All of the above, on the assumption that no new transactions are carried out that increase the card's debit balance and that the debt is formalised at the start of the period. 

6. For 3 months, minimum amount: €30; 0% NIR; APR 19.77%; cost of the service 3%, payable in the first instalment. Representative example for a deferred purchase of €1,500 (total credit), first instalment: €545; remaining: €500; interest-free; total amount owed: €1,545. Total cost of the loan: €45. In 6, 10 and 12 months, minimum amount: €60, €100 and €120, respectively. NIR 14.95; 16.01% APR. Representative example for a deferred purchase of €1,500 ( total credit), 12 payments of €135.35; total amount owed: €1,624.20. Total cost of the loan: €124.20. Interest: €124.20. French repayment system. The applicable APR and NIR vary depending on the repayment period chosen.

7. Information subject to the terms and conditions of the policy. Insurance policy from VidaCaixa, S.A.U. de Seguros y Reaseguros, with tax ID no. A58333261 and SegurCaixa Adeslas, S.A. de Seguros y Reaseguros with tax ID no. A28011864. CaixaBank Payments & Consumer, E.F.C., E.P., S.A.U. will act as an intermediary when arranging the insurance product, as an associate banking and insurance operator of VidaCaixa, S.A.U. de Seguros y Reaseguros, SegurCaixa Adeslas, S.A. de Seguros y Reaseguros and Metlife Europe D.A.C. Branch in Spain, and it is entered in the Register of Insurance and Reinsurance Distributors of the Directorate-General for Insurance and Pension Funds with number OV0077, as can be verified by consulting this body, whose registered address is Paseo de la Castellana, 44, (28046) Madrid, telephone 91 339 70 00, www.dgsfp.mineco.es. CaixaBank Payments & Consumer, E.F.C., E.P., S.A.U., has arranged with the Spanish branch of Caja de Seguros Reunidos, Compañía de Seguros y Reaseguros S.A, with Tax ID A28013050, the relevant policy for professional civil liability to cover any responsibilities that may arise due to professional negligence, subject to the provisions of current legislation, and has sufficient financial capacity in accordance with current legal requirements. The insurance is optional and the monthly premium is the result of applying 0.80% to the balance drawn down on the card. 

**Only one discount can be used in each billing period (starting on the 21st of each month), regardless of the number of purchases of €50 or more that you make in that settlement period. When both the Welcome Bonus and Happy Birthday discounts are activated simultaneously, the Happy Birthday discount will be applied in the settlement period in which they are activated. Subsequently, in the next settlement period, the Welcome Bonus will be applied when a new purchase of EUR 50 or more is made.